Creditor Rights


A General Definition

Creditors’ rights are the procedural provisions designed to protect the ability of creditors - persons who are owed money - to collect the money that they are owed. These provisions vary from one jurisdiction to another, and may include the ability of a creditor to put a lien on a debtor's property, to effect a seizure and forced sale of the debtor's property, to effect a garnishment of the debtor's wages, and to have certain purchases or gifts made by the debtor set aside as fraudulent conveyances.

Client Rights at The Law Offices of Paul P. Young

  • Our clients have the right to be treated with courtesy and respect at all times

  • You have the right to a no-charge phone consultation prior to placing your collection or judgment enforcement matter with our firm.

  • You have a right to regular progress reports concerning your collection or judgment enforcement case at no charge

  • You have a right to a prompt response to your request for information,-normally within 24 hours

  • You have a right to a written representation agreement, including a written explanation of all costs and fees.

  • You have a right to a full explanation of your legal rights and obligations regarding your collection or judgment enforcement matter prior to retaining the Law Offices  of Paul P. Young.

  • You have a right to have all of your questions answered in a way that you understand. We will explain legal matters in easy to understand language.

  • You have a right to have any concerns or complaints addressed directly by your Paul Young attorney, and not by a staff person


In the Event of Debtor Bankruptcy
The bankruptcy system exists so that debtors can obtain a discharge of their debts. Often in this situation, creditors do not receive payment of their legitimate debts. On the other hand, when a creditor has a secured claim, the Law Offices of Paul P. Young can file a motion for relief from the automatic stay or abandonment of the collateral. And in Chapter 11 cases, when a debtor is theoretically reorganizing rather than liquidating, we can assist in maximizing the payout to you, either directly or through representation with a Creditors’ Committee.

For Assistance with Creditors’ Rights call the Law Offices of Paul Young today at 626-744-1838.